How Crypto-Backed Loans Work

Get funded in as little as 24 hours with our simple 3-step process. No lengthy applications, no credit checks, just fast access to cash using your crypto as collateral.

1

Complete Your Application

Fill out our simple online application form with your basic information. We only need your name, email, and state of residence. The entire process takes less than 5 minutes.

No Credit Score Required
Your eligibility is based on your crypto collateral, not your credit history
Same-Day Approval
Get approved within hours, not days or weeks
Minimal Documentation
No tax returns, bank statements, or financial statements required
Complete application form
Deposit crypto collateral
2

Deposit Your Collateral

Once approved, you'll receive instructions to transfer your Bitcoin or Ethereum to your secure, decentralized custody wallet. Your crypto is protected with industry-leading security.

Decentralized Custody
Your crypto is stored in segregated vaults with MPC security
Never Rehypothecated
Your assets remain segregated and are never lent out or used for other purposes
Transparent Tracking
View your collateral on the blockchain at any time
3

Receive Your Funds

Once your collateral is confirmed, your loan funds are released immediately. You can receive cash or crypto directly into your account and start using it right away.

Borrow Up to 75%
Access up to 75% of your crypto's value
Flexible Payment Options
Choose interest-only payments or defer interest until maturity
Keep Your Crypto
Continue to HODL and benefit from potential appreciation
Receive funds

Loan Terms at a Glance

Competitive rates and flexible terms designed for crypto holders

75%
Maximum Loan-to-Value
Competitive Single-Digit Rates
Starting Interest Rate
1%
Origination Fee
1 year
Term Length

Frequently Asked Questions

How long does the approval process take?

Most applications are approved within a few hours. Once approved and your collateral is deposited, funds are typically released the same day.

What cryptocurrencies can I use as collateral?

We currently accept Bitcoin (BTC) and Ethereum (ETH) as collateral for crypto-backed loans.

What happens if my crypto value drops?

We offer optional Liquidation Protection for an additional fee to protect you from margin calls and liquidation events during market volatility.

Can I pay off my loan early?

Yes, you can repay your loan at any time without prepayment penalties. Once repaid, your collateral is immediately released back to you.

What states are eligible?

Crypto-backed loans are available in most U.S. states. Currently not available in DC, ID, IL, KY, MD, MS, SD, TX, VA, or VT. Check our eligibility page for full details.

Ready to Get Started?

Apply now and get approved in hours, not days